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Using artificial intelligence to create extra income

3 min readUpdated on

Step 4 of 6: First side incomes

AI assistants such as Claude, ChatGPT, Gemini or Mistral do not make anyone rich at the push of a button. They do something more useful: they make a competent person much faster. When building a side income, that is exactly what is most lacking: time.

The right mindset: AI as a lever, not a slot machine

Think of AI as a very fast, very well-read assistant that is sometimes confidently wrong. It multiplies what you already know how to do. It does not replace your judgement, your knowledge of the client or your responsibility for the result.

The rule that follows: sell a result you have mastered, which AI helps you produce faster.

7 concrete ways to earn income with AI

1. Get more billable hours out of your profession

Accountant, translator, designer, developer, consultant: AI handles first drafts, research and formatting. You can serve more clients, or offer a fixed price instead of an hourly rate and keep the time saved.

2. Offer a service to small local businesses

Many self-employed people have neither the time nor the desire to learn these tools. Writing product descriptions, replying to Google reviews, social media posts, setting up an email-reply assistant: charge for the result, not the tool.

3. Create niche content

A blog, a channel or a newsletter on a subject you really know. AI helps structure, illustrate and correct, but your experience is what creates value. Search engines penalise mass-produced content with no added value.

4. Automate your own business

If you manage rentals, an online shop or a small business, AI can write listings, answer frequent questions, sort invoices or analyse your figures. Time saved is indirect income.

5. Analyse investments faster

Summarising a sale agreement, comparing property listings, building a yield table, reading an annual report: AI speeds up analysis. Always check the figures it gives you.

6. Build small digital tools

Even without being a developer, it is now possible to build a calculator, a spreadsheet template or a small app with AI's help, then sell them or use them to attract clients.

7. Train others

If you master these tools in a specific profession (AI for estate agents, for accountants…), hands-on workshops sell well. Stay practical and honest about the limits.

How much is the time AI saves you worth?

Estimate the hours saved each week and what an hour of your work is worth.

Promises to run from

  • ‘Earn €5,000 a month with ChatGPT with no skills’: whoever sells this makes money by selling the course.
  • ‘Artificial intelligence’ trading bots with guaranteed returns: one of fake platforms' favourite disguises. See financial scams.
  • Mass-produced books and websites: platforms and search engines detect and penalise them.

A real lever

  • You master the job, AI speeds it up
  • You check and own the result
  • You sell a result to a client

A promise to run from

  • ‘No skills needed’
  • Guaranteed income or a trading bot
  • The trainer mainly earns by selling the course
Telling a serious use of AI from a marketing promise.

The rules to follow

  • Check everything: figures, sources, legal references. You are responsible for what you deliver.
  • Protect your clients' data: do not paste personal or confidential information into a tool without knowing how it is processed (GDPR).
  • Be transparent with your clients about how you work.
  • Respect copyright: do not imitate someone else's protected work or style.

Where to start this week

  1. List three repetitive tasks in your job or business.
  2. Test an AI assistant on each for an hour.
  3. Measure the time saved, and ask yourself who would pay for that time saving.

This side income will then feed the next step of the journey: investing.

Where to find these services

Links provided for information, with no partnership. Always check a provider's terms and authorisation before committing.

Test yourself

3 questions to check what you remember. Click an answer: the explanation appears straight away.

Question 1 of 3What is the basic rule for making money with AI?

Question 2 of 3An ‘artificial intelligence trading bot’ promises 3% a week. This is…

Question 3 of 3What should you avoid pasting into an AI tool?

Frequently asked questions

Can you really make money with artificial intelligence?

Yes, especially by using it to deliver faster a service you already master, or by helping businesses adopt it. Promises of high income without skills are marketing or scams.

Which AI tools should you start with?

General-purpose assistants (Claude, ChatGPT, Gemini, Mistral) are enough for most uses: writing, analysis, spreadsheets, small tools. Start with one and learn to phrase your requests well.

Are artificial intelligence trading bots reliable?

Those promising a guaranteed return are a major warning sign: it is one of fake trading platforms' favourite disguises.

This article is educational and is not personal investment, tax or legal advice. Figures change: check them with the sources cited or a licensed professional before deciding. Read the full disclaimer.