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Tax simulator: what is left of your turnover?

Interactive toolUpdated on

Step 6 of 6: Scale up

You invoice through your company and pay yourself a salary. How much goes to VAT, corporate tax, social contributions and personal income tax? How much actually reaches your bank account, and how much stays in the company? Change the amounts: everything is recalculated instantly, in your browser.

Your annual figures

Invoicing

€
%

Your salary

€
%

Your company

The reduced 20% rate also requires a salary of at least €50,000 (or at least equal to the profit), except during the first 4 financial years.

€
%
€
years
€

If you took the money out as a dividend

Use your own rates

Leave blank for the automatic calculation based on the 2026 scales. A rate you enter applies to the whole gross salary, like a 'marginal rate' calculation.

%
%

The result

Net on your personal account——
Left in the company—Not yours yet: you will still need to take it out (dividend, liquidation reserve…) and pay tax at that point.
Taxes and contributions—— of the profit before salary
Per €100 invoiced excl. VAT—net for you · — stays in the company
Invoiced incl. VAT—
Company's taxable profit—
Corporate tax—
Depreciation deducted this year—
Social contributions—
Flat-rate professional expenses (3%)—
Personal taxable income—
Personal tax, incl. municipal tax—

Where each invoiced euro goes

Annual amounts and share of the total invoiced incl. VAT.

Step by step

Each column shows the same total invoiced incl. VAT, split as the steps go on. Hover over the blocks or tab through them to see the amounts.

The hatched part is spending paid this year but not deducted from corporate tax: the non-deductible share of expenses, and the share of investments that will be depreciated in later years.

Salary or dividend?

For the same amount taken out of the company (—):

Paid as salary

—— net

Contributions and personal tax deducted. Builds your statutory pension, unemployment and healthcare rights.

Left as profit, then paid as a dividend

—— net

Extra corporate tax and withholding tax deducted. Builds no statutory pension rights.

A dividend often looks more attractive, but a director paid only in dividends builds no statutory pension and still pays the minimum social contributions.

Your target

Enter the net amount you want to keep each month (net salary + what stays in the company): the simulator calculates the turnover needed.

€

How the calculation works

  1. VAT is collected for the State and paid over: it passes through your account without being yours.
  2. The salary is a deductible expense for the company. On it you pay your self-employed social contributions: 20.5% up to €75,024.54 of income, 14.16% up to €110,562.42, nothing above (2026 scale).
  3. Personal income tax is calculated after contributions and a 3% flat-rate expense allowance (maximum €3,200): 25% up to €16,720, 40% up to €29,510, 45% up to €51,070 and 50% above, with a tax-free allowance of €11,180, then municipal tax.
  4. Corporate tax applies to the remaining profit: 25%, or 20% on the first €100,000 for an SME that meets the conditions.
  5. What is left belongs to the company. To take it out, more tax is due: see Investing through a company or as an individual?

What the simulator does not do

It is an estimate for a single director with no dependent children who has completed their first three years as self-employed. It does not take into account:

  • personal tax reductions (children, pension savings, service vouchers…) or a couple's situation;
  • benefits in kind (car, housing, computer) or the employer's own expense reimbursements;
  • the time lag of social contributions, first paid on a provisional basis and adjusted later;
  • VAT recovered on your purchases, carried-forward losses or notional interest.
An order of magnitude, not advice

Tax and contribution scales change every year. Have your salary and company structure checked by an accountant.

Test yourself

3 questions to check what you remember. Click an answer: the explanation appears straight away.

Question 1 of 3Why is VAT not a cost for the company?

Question 2 of 3An SME pays a €30,000 salary for €80,000 of taxable profit, after its first 4 financial years. Which corporate tax rate?

Question 3 of 3Which form of pay builds your statutory pension?

Frequently asked questions

How much do I keep from €100 invoiced through a company?

It depends mainly on your salary and expenses. With €100,000 of turnover, €10,000 of expenses and a €60,000 gross salary, you keep about €34 net per €100 invoiced, and €24 stays in the company, before the tax due to take it out.

Do I have to pay myself at least €50,000?

To keep the reduced 20% corporate tax rate, an SME must pay at least one director €50,000 gross a year, or at least the amount of its taxable profit, except during its first four financial years. Raising your salary to reach it is not always worthwhile.

Does the simulator work for a sole trader without a company?

No. As an individual, the whole profit is subject to progressive tax and social contributions; there is no corporate tax and no money left in a company.

Sources

  1. P&V, 2026 tax limits: personal income tax and social contribution scales (French)
  2. Billy, directors' flat-rate expenses (3%, maximum €3,200) (French)
  3. Lexgo, €50,000 minimum salary and the reduced rate (French)
  4. Billy, VVPRbis at 18% since 1 July 2026 (French)

This article is educational and is not personal investment, tax or legal advice. Figures change: check them with the sources cited or a licensed professional before deciding. Read the full disclaimer.